News – SMK Insurance

Buying Insurance through a Broker versus buying it through a Bank

Here a two related myths that involve buying insurance through a broker versus buying it though a bank.

Continue reading

Does Home Insurance cover Acts of God?

Insurance and Acts of God

When people discover that I spend my workdays brokering insurance, one of the first questions they ask is, does home insurance cover Acts of God? The short answer is Yes . . . with a qualification or two.When discussing insurance, “Acts of God” is an expression that describes when nature seems to turn on us and […]

Continue reading

THE BLACKBELT PROTECTION PLAN INCLUDES PREVENTION!

Home, Auto and Life Insurance can play a big part in your overall protection plan. It is there to “make you whole” when you really need it but, should insurance be the only part of your protection plan? While protection such as insurance is very important, the best form of protection is prevention! What simple […]

Continue reading

5 Tips to Reduce your Car Insurance Costs

how to reduce insurance costs

Being proactive is the beginning of saving costs on your insurance rates. Know what discounts are available to you and ask for those that apply to you. Here are 5 tips to reduce your car insurances costs as low as possible.To Reduce your Car Insurance Costs here’s Tip #1: BundleWhile some insurers may specialize in […]

Continue reading

Choosing Car Insurance, is Like Choosing a Date

choosing car insurance

Why did I write that choosing car insurance is like choosing a date?I  know it has something to do with how like a good mate, insurance must change with you in the future. For a second there I had a few similarities between the two but, I’ll admit, it’s been a very long time since I […]

Continue reading

Five Common Car Insurance Myths

Here are five common car insurance myths about car insurance rates — about what’s covered and what drives up insurance costs. It’s important to understand fact from fiction about your car insurance so you can monitor your annual rates.A quick vote around SMK Insurance about the number one of all car insurance myths is: “If […]

Continue reading

Could You be Guilty of Child Endangerment?

Attractive nuisance

Children need protection—special protection. They’re naturally curious and they aren’t yet aware of potentially dangerous situations. Society has acknowledged these facts with special laws to protect them. This is especially important to remember as a homeowner because your property and the things you’ve placed on it could unwittingly be responsible for drawing children toward danger. […]

Continue reading