News - SMK Insurance

PSAC Atlantic Region Group Insurance Benefits

​It stands to reason that a forward-thinking organization like the Public Service Alliance of Canada (PSAC) that is committed to every aspect of its membership’s wellbeing, would include regional group insurance rates as a key benefit.​Even as one of the largest unions in Canada, with over 170,000 members working daily in a myriad of government […]

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Buying Insurance through a Broker versus buying it through a Bank

Here a two related myths that involve buying insurance through a broker versus buying it though a bank.

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Does Home Insurance cover Acts of God?

Insurance and Acts of God

When people discover that I spend my workdays brokering insurance, one of the first questions they ask is, does home insurance cover Acts of God? The short answer is Yes . . . with a qualification or two.When discussing insurance, “Acts of God” is an expression that describes when nature seems to turn on us and […]

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THE BLACKBELT PROTECTION PLAN INCLUDES PREVENTION!

Home, Auto and Life Insurance can play a big part in your overall protection plan. It is there to “make you whole” when you really need it but, should insurance be the only part of your protection plan? While protection such as insurance is very important, the best form of protection is prevention! What simple […]

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5 Tips to Reduce your Car Insurance Costs

how to reduce insurance costs

Being proactive is the beginning of saving costs on your insurance rates. Know what discounts are available to you and ask for those that apply to you. Here are 5 tips to reduce your car insurances costs as low as possible.To Reduce your Car Insurance Costs here’s Tip #1: BundleWhile some insurers may specialize in […]

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Choosing Car Insurance, is Like Choosing a Date

Choosing car insurance is lik edating.

Why did I write that choosing car insurance is like choosing a date?I  know it has something to do with how like a good mate, insurance must change with you in the future. For a second there I had a few similarities between the two but, I’ll admit, it’s been a very long time since I […]

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Five Common Car Insurance Myths

cheap car insurance

Here are five common car insurance myths about car insurance rates — about what’s covered and what drives up insurance costs.It’s important to understand fact from fiction about your car insurance so you can monitor your annual rates.A quick vote around SMK Insurance about the number one of all car insurance myths is: “If my […]

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Could You be Guilty of Child Endangerment?

Attractive nuisance

Children need protection—special protection. They’re naturally curious and they aren’t yet aware of potentially dangerous situations. Society has acknowledged these facts with special laws to protect them. This is especially important to remember as a homeowner because your property and the things you’ve placed on it could unwittingly be responsible for drawing children toward danger. […]

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