Privacy Policy

Privacy Policy – SMK Insurance Ltd

The SMK Insurance is committed to protecting the privacy and accuracy of your personally identifiable information to the extent possible, subject to provisions of state and federal law. Other than as required by laws that guarantee public access to certain types of information, or in response to subpoenas or other legal instruments that authorize disclosure, personally identifiable information is not disclosed without your consent.

Information Collection and Use

Categories of personally identifiable information collected by this smkinsurance.com include: first name, email address and phone number. The personally identifiable information requested by us is required in order to provided requested information such as insurance quotes. Fields marked with an “*” are so that we can prevent spam. Both the FCC and CASL regulations grants authority to the SMK Insurance to maintain this information.

In order to keep you informed of such activities as changes to your insurance policy, and insurance regulations, we may use personal information collected from this website for the purpose of future communication with subscribers. Such email notification will be conducted in conformance with SMK Insurance and FCC and CASL spam laws.

Additionally, the Web server [hosting this service] collects, at least temporarily, the following information:[ Internet Protocol (IP) address of computer being used; Web pages requested; referring Web page; browser used; date and time]. This information is collected to monitor your navigation of our Web pages. We may use browser-IP-address information and anonymous-browser history to report information about site accesses and for profiling purposes. This information is generally used to improve Web presentation and utilization. We also may use IP address information for troubleshooting purposes.

SMK Insurance’s online activity [may use or uses] “cookies” in order to deliver Web content specific to individual’s Web navigation interests or to keep track of online purchasing transactions. Personally identifiable information is not stored within cookies.

Disclosure of Collected Information

SMK Insurance will not disclose or share, without your consent, personally identifiable information, except for certain explicit circumstances in which disclosure may be required by law. Your personally identifiable information will not be distributed or sold to third-party organizations.

Alternative Choice

Individuals who wish to use methods other than online enrollment may submit requests by email or mail addressed to SMK Insurance, 33 Octerloney St., Dartmouth NS B2Y 4P5.

Updating Personal Information

Questions regarding your options to review, modify or delete previously provided personal information should be directed SMK Insurance, 33 Octerloney St., Dartmouth NS B2Y 4P5 or smkinfo[at]smkinsurance.com

Policy Changes

This privacy policy has been created and approved by SMK Insurance Ltd. Any revisions to this privacy policy will be posted at this URL. You may submit inquiries about this policy to;

SMK Insurance, 33 Octerloney St., Dartmouth NS B2Y 4P5.

Links to Other Sites

You may encounter links to other Web sites of organizations not directly affiliated with the SMK Insurance. Please be aware that the SMK Insurance is not responsible for the information practices of external organizations. We recommend you review the privacy statements of each external Web site that collects personal information.